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The Real Cost Of Motorhome Ownership In The UK

Buying a motorhome is a big decision, and before you commit, having an understanding of the real cost of motorhome ownership in the UK is helpful. Here at RV Super Centre, we try to help our customers make informed decisions, so here's a breakdown of what to expect.

The real cost of motorhome ownership in the UK

What Does It Cost To Run A Motorhome In The UK?

Motorhome costs are more than just the initial purchase price. The running costs such as road tax, insurance, servicing and other annual expenses also have an impact, as well as the size, age and weight of your motorhome.

Here are some key costs to consider:

  • Vehicle Excise Duty (VED) – Road Tax: Motorhomes are taxed based on engine size and CO2 emissions (if registered after March 2001). Costs are usually between £180–£325 per year, and older and larger vehicles may cost more. We recommend checking current DVLA rates for your model.
  • Motorhome Insurance: Specialist campervan or motorhome insurance is required, this covers the vehicle and the living accommodation and usually costs £300 to £800+ per year, however, this varies based on your no claims history, vehicle and usage.
  • MOT: Motorhomes over three years old require an annual MOT, just like a car. Costs are generally in line with standard vehicle MOTs, around £55–£60, though larger vehicles may cost slightly more.
  • Habitation Check: This is unique to motorhomes and campervans, a habitation service inspects the living area – gas, water, heating and electrics – to ensure everything is safe and functional. These typically cost between £150 and £300 and are highly recommended annually.

Do Motorhomes Hold Their Value?

One of the most reassuring things about motorhome ownership is that depreciation is considerably slower than with cars. A well-maintained motorhome retains its resale value a lot better than a new car (which often loses 20–30% of its value in the first year alone), a quality motorhome will depreciate far slower. Choosing a reputable brand, keeping up with servicing and maintaining the habitation area in good condition will help protect your investment.

Storage Costs vs Keeping It On Your Driveway

Where you keep your motorhome when it's not in use can have a notable impact on your annual outgoings.

Driveway storage is the most cost-effective option as, if you have the space, it is free, but it leaves your vehicle exposed to the elements and potentially vulnerable to theft, so a quality cover and security measures are advised.

Dedicated storage facilities usually offer better security and protection, costs range from £500 to £1,500+ annually, depending on location and if it is indoor or outdoor.

Tips For More Sustainable Motorhome Travel

Travelling by motorhome has sustainability advantages over flying and hotel stays, but your environmental footprint can be further reduced:

  • Plan your routes to minimise unnecessary mileage
  • Use certified eco-friendly campsites where possible
  • Invest in solar panels to reduce reliance on hookups
  • Carry reusable water containers and reduce single-use plastics
  • Travel in shoulder seasons to ease pressure on popular destinations

Is Motorhome Ownership Worth It?

For the people that love exploring new places in a motorhome, the answer is almost always yes. Owning a motorhome gives you flexibility, adventure and comfort.

At RV Super Centre, we want to help you try and find a vehicle that suits your budget and lifestyle. Get in touch with us today to browse our range of new and used motorhomes.

Your Motorhome Buyer's Guide

Our helpful Buyer's Guide gives you the information to make informed decisions when purchasing a motorhome.

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